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Earn a Competitive Interest Rate on a Business CD

A business CD, or certificate of deposit, can be an excellent tool for business owners who want to earn interest on funds without exposing them to the risk of the stock market or tying up funds in bonds.


A business certificate of deposit can have fixed rates for fixed terms and can vary in terms of when it matures. Backed by the full faith and credit of the United States government up to $250,000, a business CD can be a nice complement to your financial strategy for your business.

Certificate of Deposit Features and Benefits

  • Terms ranging from 30 days to 60 months
  • Minimum opening deposits start at $1,000
  • Interest is compounded daily and may be added to your CD balance or automatically transferred to another Mutual of Omaha Bank account
  • Automatically renews at the end of term
  • Fixed rate
  • Interest can be paid monthly, quarterly, semi-annually or annually
  • Current Rates

    current-rates-1140

     

    Term Interest Rate Annual Percentage Yield (APY*)
    1 Month 0.30% 0.30%
    2 Months 0.35% 0.35%
    3 Months 0.40% 0.40%
    6 Months 0.45% 0.45%
    9 Months (Promo) 1.49% 1.50%
    12 Months 0.75% 0.75%
    18 Months 0.80% 0.80%
    24 Months 1.00% 1.00%
    30 Months 1.19% 1.20%
    36 Months 1.34% 1.35%
    48 Months 1.54% 1.55%
    60 Months 1.88% 1.90%

    Rates effective as of 12/07/2019

    *APY=Annual Percentage Yield. Minimum opening deposit $1,000. Must maintain minimum balance of $1,000 to earn interest. Rates subject to change. Penalties may be imposed for early withdrawal.